Core Services

  • Life Insurance

    • Product Development for Life Insurance Companies
    • Profitability Analysis and Experience Analysis for Life Insurance Companies
    • Providing advice on the investment structures of Life Insurance Companies
    • Statutory Valuation of the Liabilities and Assets of Life Insurance Companies
    • Calculation of the Embedded Value of Life Insurance Companies
    • SAM calculations and consulting
  • Retirement Funds

      • Valuation of Defined Benefit and Defined Contribution Retirement Funds
      • Approval of Rule Amendments of Retirement Funds
      • Approval of Transfers between Retirement Funds
      • Providing general input on investment structures of retirement funds
      • Providing general input regarding benefit structures and risk benefits for retirement funds
      • Provide consulting advice on all aspects of Fund structure and administration
      • Assist with Trustee elections and training
      • Assist the Trustees with any communication to members by way of presentations and circulars approved by the Fund
      • Regular rebroking of all risk benefits offered by the Fund in order to minimize costs and maximize benefits
      • Perform secretarial duties for the Trustee and other meetings and assist the Principal Officer in executing their time consuming duties
  • Healthcare

    • Regular Reviews of Healthcare Funds (Budget vs. Actual)
    • Annual contribution and benefits reviews for Healthcare Funds
    • Providing advice on the investment structures of Healthcare Funds
    • Providing advice on the level of re-insurance for Healthcare Funds
  • Post-Employment Liabilities

    • Valuation of Post-Employment Defined Benefit Obligations
    • Assistance with removing or curtailing the liabilities through buy-outs or liability transfers
  • Investment Consulting

    • Assist the Trustees in understanding the risk/return characteristics of the investment options available to them
    • Asset liability analyses
    • Establishment and updated of an Investment Policy Statement
    • Monitoring of investment performance on a continual basis and present regular reports to the Trustees
    • Assist with the selection and substitution of investment managers and the transfer of assets between portfolios
    • Ensure compliance with all regulatory requirements
  • Other

    • Employee Benefit due diligence exercises
    • Asset / Liability modelling and management
    • Disease prevalence and expense modelling